on 7/1/05 9:24 AM, David Glueck at davidglueck # earthlink.net wrote:

I have used Gary Golden for many years for my 1984 Baba 35 with a new Yanma=
r
in 2003. My current premium is $972 with $120,000 agreed value. I have had =
a
couple of claims over the years and have been treated very well. I recommen=
d
him highly.

Gary Golden
IMIS
Work (410) 643-8330
Work Address
208 Piney Narrows Road
Chester, MD 21619


At 09:07 AM 7/1/2005 -0400, you wrote:
Sigh... to make a long story short, I just had a most unsatisfactory
encounter with a BOAT/US claims adjuster and an underwriter. Comparing
notes with a dock neighbor who has an 86 Tashiba 36, we found they're payin=
g
far less for their insurance than we are for our '85 Baba 35 ($750 vs
$1100). The underwriter swears it's the difference in the boats' ages and
*maybe* a USCG Aux discount for the Tashiba (not clear about that yet - hav=
e
to ask the owner). Nonetheless, the first contact, a claims agent, was
totally unprofessional, laughing hard when I said I'd compared premiums and
found a major difference. She accused me of making up "this hypothetical
boat"! I finally got through to an underwriter who swears we have the
lowest possible premium and, when I said I'd ask my friend about what
information I might have missed in trying to sort out why he has a lower
premium, the underwriter said "he'll probably lie about it." Quite simply,
who needs it?
So... has anyone else had this sort of encounter with BOAT/US insurance?
What other insurance companies are people using?
Rick Emerson
S/V One With The Wind, Baba 35
_br>


Our insurance agent is Jack Martin & Assocs. in Annapolis and my policy is
underwritten by Zurich/Northern Insurance Co. of NY - premium this year is
$988 (about $100 increase over last year). Our Baba 30 is 1985 vintage with
a replacement value of $75,000. We've had no claims since we purchased her
in 2001.
Looks like my premium is on the high side compared to some of you - but my
policy covers Maine to Cape, May, NJ.

Frank Vitale
S/V Sojourn
Baba 30 Hull #238

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Received on Fri Jul 01 11:50:59 2005