Do not try and compare a "boat" policy to a "yacht" policy. A "boat" policy
will always come in much cheaper. Gary Golden (Al retired, my mistake) can
explain the nits and grits differences. IMIS deals in "Yacht" policies only.

Mike
----- Original Message -----
From: "Gary Korkala" <kodex # securitydefense.com>
To: "Baba, Panda and Tashiba" <baba # list.sailjazz.com>
Sent: Friday, July 01, 2005 6:24 AM
Subject: RE: [baba] BOAT/US insurance


> Try State Farm, I have my Baba 30 with them and the rate
> is excellent. One thing however in making a comparison to
> another vessel is what value are you insuring it for? Could
> be a big difference, also make sure the deductible is the
> same.
>
> Gary Korkala
> Harmony Baba 30
>
> Security Defense Systems Corporation
> Kodex, Inc. (NDT Division)
> 160 Park Avenue - Nutley, NJ 07110 USA
> Tel. 973-235-0606 Fax. 973-235-0132
> mailto:kodex # securitydefense.com
> www.securitydefense.com <http://www.securitydefense.com/>
>
>
> -----Original Message-----
> From: Richard B. Emerson [mailto:pavilion # pinefields.com]
> Sent: Friday, July 01, 2005 8:07 AM
> To: Baba, Panda and Tashiba
> Subject: [baba] BOAT/US insurance
>
>
> Sigh... to make a long story short, I just had a most unsatisfactory
> encounter with a BOAT/US claims adjuster and an underwriter. Comparing
> notes with a dock neighbor who has an 86 Tashiba 36, we found they're
> paying far less for their insurance than we are for our '85 Baba 35
> ($750 vs $1100). The underwriter swears it's the difference in the
> boats' ages and *maybe* a USCG Aux discount for the Tashiba (not clear
> about that yet - have to ask the owner). Nonetheless, the first
> contact, a claims agent, was totally unprofessional, laughing hard when
> I said I'd compared premiums and found a major difference. She accused
> me of making up "this hypothetical boat"! I finally got through to an
> underwriter who swears we have the lowest possible premium and, when I
> said I'd ask my friend about what information I might have missed in
> trying to sort out why he has a lower premium, the underwriter said
> "he'll probably lie about it." Quite simply, who needs it?
>
> So... has anyone else had this sort of encounter with BOAT/US
> insurance? What other insurance companies are people using?
>
> Rick Emerson
> S/V One With The Wind, Baba 35
>
>
>
>
>



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Received on Fri Jul 01 18:00:59 2005