Try State Farm, I have my Baba 30 with them and the rate
is excellent. One thing however in making a comparison to
another vessel is what value are you insuring it for? Could
be a big difference, also make sure the deductible is the
same.

Gary Korkala
Harmony Baba 30

Security Defense Systems Corporation
Kodex, Inc. (NDT Division)
160 Park Avenue - Nutley, NJ 07110 USA
Tel. 973-235-0606 Fax. 973-235-0132
mailto:kodex # securitydefense.com
www.securitydefense.com <http://www.securitydefense.com/>


-----Original Message-----
From: Richard B. Emerson [mailto:pavilion # pinefields.com]
Sent: Friday, July 01, 2005 8:07 AM
To: Baba, Panda and Tashiba
Subject: [baba] BOAT/US insurance


Sigh... to make a long story short, I just had a most unsatisfactory
encounter with a BOAT/US claims adjuster and an underwriter. Comparing
notes with a dock neighbor who has an 86 Tashiba 36, we found they're
paying far less for their insurance than we are for our '85 Baba 35
($750 vs $1100). The underwriter swears it's the difference in the
boats' ages and *maybe* a USCG Aux discount for the Tashiba (not clear
about that yet - have to ask the owner). Nonetheless, the first
contact, a claims agent, was totally unprofessional, laughing hard when
I said I'd compared premiums and found a major difference. She accused
me of making up "this hypothetical boat"! I finally got through to an
underwriter who swears we have the lowest possible premium and, when I
said I'd ask my friend about what information I might have missed in
trying to sort out why he has a lower premium, the underwriter said
"he'll probably lie about it." Quite simply, who needs it?

So... has anyone else had this sort of encounter with BOAT/US
insurance? What other insurance companies are people using?

Rick Emerson
S/V One With The Wind, Baba 35



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Received on Fri Jul 01 06:28:26 2005